Receivable Financing

Do you know that 30% of outstanding receivables in Europe is overdue and more than 10% is overdue for more than 1 year.

Receivable financing is a tremendous source of immediate capital for your business. It is a great solution for solving cash flow problems with a business, and also has tons of distinct advantages over more traditional options like a standard business loan or a small business line of credit. With receivable financing you sell your accounts receivables to a third party company that will pay you for the invoices. This gives your business instant cash instead of having to wait to receive payment which is why many businesses run into cash flow issues. This situation of outstanding receivable can have a considerable impact on your capacity to develop your business : your cash flow comes under pressure and your company has to seek a solution in continuously higher credit lines, often in the form of expensive overdraft facilities. However, it is possible to get faster incoming payments while still granting your clients time to pay. OTF Finance department proposes flexible receivables financing, offering you immediate valuable working capital.

It allows you to pay your suppliers sooner and get discounts on your purchases and to fund turnover growth and investments. This improves your cash flow, your solvency and your profitability.